Secure Process

Fully licensed and compliant collection practices, built to protect your business every step of the way.

Fast & Reliable Results

Our proven recovery strategies get results quickly, so you can improve cash flow without the wait.

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Years Of
Experience

About Us

Professional Debt Recovery Solutions You Can Trust

Smart Recovery Inc. strives to recover debts owed to landlords and businesses through ethical, professional, and compliant debt collection techniques. Our team brings a combined 50 years of experience in collections, skip tracing, asset location, and bank and wage garnishments — helping you recover the money that's rightfully owed to you.

  • Fast & Effective
    Recovery Process

    Streamlined solutions
    to recover outstanding accounts

  • Professional &
    Compliant Approach

    Ethical collection practices
    focused on results

  • Expertise in judgment debt
  • Transparent reporting & regular communications
  • Customized recovery strategies based on Financial Analysis of debtors
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Our Services

Professional Debt Recovery
Solutions For Businesses

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Recover What's Owed to You

Submit Your Referral Today

Why Choose Us

A Trusted Partner For
Successful Debt Recovery

Smart Recovery Inc. provides professional and ethical debt recovery solutions designed to help businesses improve cash flow and recover outstanding payments while protecting valuable customer relationships.

Improve Your
Cash Flow

Effective recovery strategies
designed for business growth

Smart Recovery
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Businesses
Supported

Debt Recovery Services
shape
Industries We Serve

Trusted Recovery Across
Every Industry

Healthcare

Recovering outstanding patient and provider balances with care and compliance.

Financial Services

Helping lenders and institutions recover past-due accounts efficiently.

LTB Judgments

Conversion of Landlord and Tenant Board (LTB) orders into Small Claims Court judgments to enforce recovery.

Retail & Commercial

Supporting businesses in recovering outstanding invoices and receivables.

Education

Assisting schools and institutions with tuition and fee recovery.

Utilities & Telecom

Recovering unpaid utility and service bills on behalf of providers.

Legal Services

Recovering judgment debts and legal fees on behalf of law firms.

Government & Municipal

Recovering outstanding fines, fees, and municipal receivables.

FAQ's

Got Questions About
Debt Recovery?

? How does the collection referral process work?

Simply submit your account details through our online referral form. Our team reviews the file, verifies the debtor information, and begins the recovery process promptly — keeping you updated at every stage.

? What types of debt do you collect?

We handle commercial and consumer debt across a range of industries, including Landlord Tenant Board orders and small claim judgments, outstanding invoices, medical bills, and past-due accounts receivable, using compliant and professional recovery methods.

? Is Smart Recovery Inc. licensed and compliant?

Yes. We operate under full industry licensing and follow all applicable collection regulations, ensuring every recovery effort is handled ethically and legally on your behalf.

? How long does the recovery process take?

Timelines vary depending on the case, but our team works efficiently to reach a resolution as quickly as possible while keeping you informed on progress throughout.

? Are there any upfront fees to submit a referral?

There's no upfront fee to submit a referral. Fees may apply depending on the type of case and services required — we'll walk you through the details before any work begins.

? How can I track the status of my claim?

Once submitted, you'll receive regular updates from our team, and you can reach out to your dedicated recovery specialist at any time for the latest status on your case.